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Blount Home Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

  • Up to 100% LTV Purchases
  • Up to 100% LTV Loans with No Credit Score
  • Up to 100% Available For First Time Home Buyers
  • Up to 90% LTV Loans for Investment Purchases
  • Up to 95% LTV Loans for Second Home Purchases
  • Up to 90% LTV Loans for Refinance for Land, Lot, and Acreage
  • Up to 90% LTV Loans for Purchase for Land, Lot, and Acreage
  • Up to 90% LTV Loans for Single-wide and Double-wide with Land
  • Construction Loans
  • Home Equity Loans
  • Loans for Self Employed
  • True No Doc Loans
  • Stated Income Loans
  • 2nd Mortgages
  • Jumbo Loans

CALL FOR YOUR PRE-APPROVAL TODAY!

 

Ask about our LOT/LAND/ACREAGE LOANS!!!!

30 year fixed rates if less than 40 acreas

25 year fixed rates if over than 40 acreas

 

True 30 Year Fixed Rates

Interest Only Rates

Short Term Rates

 
SPECIALIZING IN FIRST-TIME HOMEBUYERS
LOT- LAND-ACREAGE-FARM LOANS

SPECIALIZING IN FIRST-TIME HOMEBUYERS

NO CREDIT SCORE - OK

NO CREDIT OR LIMITED CREDIT IS OK

 

 


LOT- LAND-ACREAGE-FARM LOANS

85% LTV UP TO 40 ACRES - TRUE 30 YEAR FIXED RATES

75% LTV OVER 40 ACRES - TRUE 20 YEAR FIXED RATES

NO DOCUMENTATION OF INCOME OR DOWN PAYMENT ON ALL LOANS LESS THAN $150,000

NO LIMITS ON ACREAGE

VALUE GIVEN FOR FARM BUILDINGS



Information Needed to Process Your Loan

  1. Last two years w-2's and tax returns
  2. Pay stubs covering latest full month
  3. Last two months bank statements on all accounts (all pages)
  4. Social security/disability awards letters
  5. Latests statements of retirement, stock, bond, cd, 401k accounts (all pages)
  6. Last two year tax returns (if self-employed or commssion paid)
  7. Last two year business tax returns
  8. Lease agreements (if rental income is needed)
  9. Divorce papers
  10. Bankruptcy papers

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,001 with closing costs of $12,510. Your actual APR may be different depending upon these factors.