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Blount Home Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Up to 100% LTV Purchases Up to 100% Available For First Time Home Buyers Up to 80% LTV Loans for Investment Purchases Up to 95% LTV Loans for Second Home Purchases Up to 75% LTV Loans for Refinance for Land, Lot, and Acreage Up to 75% LTV Loans for Purchase for Land, Lot, and Acreage Up to 75% LTV Loans on Double-wide with Land Construction Loans Home Equity Loans Loans for Self Employed 2nd Mortgages Jumbo Loans CALL FOR YOUR PRE-APPROVAL TODAY! *Ask about our LOT/LAND/ACREAGE LOANS!!!!* *25 year fixed rates* *True 30 Year Fixed Rates* Interest Only Rates Short Term Rates**

SPECIALIZING IN FIRST-TIME HOMEBUYERS
LOT- LAND-ACREAGE-FARM LOANS
REFINANCE
VA
SECOND HOMES

SPECIALIZING IN FIRST-TIME HOMEBUYERS TRUE ZERO DOWN PAYMENT IS STILL HERE! NO PRIVATE MORTGAGE INSURANCE ON 100% FINANCING. NO CREDIT SCORE - OK NO CREDIT OR LIMITED CREDIT IS OK

CALL AND ASK ABOUT OUR TRUE ZERO DOWN PAYMENT PROGRAMS! GET PRE-APPROVED WITH AN EXPERIENCED LOAN OFFICER TODAY

LOT- LAND-ACREAGE-FARM LOANS DOUBLEWIDE 75% LTV ON DOUBLEWIDE PURCHASE 75% LOAN TO VALUE FOR CASHOUT AND/OR DEBT CONSOLIDATION NO LIMITS ON ACREAGE VALUE GIVEN FOR FARM BUILDINGS NO PREPAYMENT PENALTY

REFINANCE Do you need a lower interest rate? Do you need a shorter term? Do you need a lower monthly payment? Do you need cash-out for debt consolidation? Up to 85% loan to value available! Call today and let's see what we can do!

VA Are you a veteran? Did you know you might qualify for a 100% purchase on a home using your VA eligibility? 0 down payment 620 middle credit score is required No private mortgage insurance on all VA loans Call today for details

SECOND HOMES Are you planning for your future? Want to enjoy your retirement in Tennessee? Get started today. Call for details

Common Items Needed to Process Your Loan Last two years w-2's and tax returns Pay stubs covering latest full month Last two months bank statements on all accounts (all pages) Social security/disability awards letters Statements of retirement, stock, bond, cd, 401k accounts (all pages) Last two year tax returns (if self-employed or commssion paid) Last two year business tax returns Lease agreements (if rental income is needed) Divorce papers Bankruptcy papers Copy of identification i.e. driver's license, social secuirty card, passport, etc.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,001 with closing costs of $12,510. Your actual APR may be different depending upon these factors.