Mortgage Agency That Thrives on Your Success
Welcome to Blount Home Mortgage, where we make homeownership dreams come true.
We understand that a home is not just a place to live; it’s a sanctuary, a space where memories are made, and where families grow.
We’re here to help you secure the home of your dreams, with a mortgage that fits your budget.
Our Services
At Blount Home Mortgage, we offer a wide range of mortgage solutions to help our clients achieve their homeownership dreams. Our services include:
Fixed-rate mortgages
A fixed-rate mortgage is a type of loan where the interest rate remains the same throughout the life of the loan, providing predictability and stability for borrowers.
Adjustable-rate mortgages
An adjustable-rate mortgage (ARM) is a type of loan where the interest rate can change periodically over the life of the loan, typically based on an index such as the LIBOR or Treasury rate.
Jumbo loans
A jumbo loan is a type of loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac.
Jumbo loans are typically used to finance high-value properties and may require a higher down payment and stricter underwriting standards.
FHA loans
FHA loans are government-backed loans that are designed to help low-to-moderate-income borrowers purchase a home with a lower down payment and credit score requirements.
VA loans
VA loans are government-backed loans that are available to eligible veterans and their families, offering competitive interest rates and more flexible credit requirements.
Refinance
Refinancing your mortgage can help you lower your monthly payments, reduce your interest rate, or access equity in your home.
Our team of experts can help you determine if refinancing is the right choice for your financial goals.
About Us
Blount Home Mortgage has been serving clients across the country for over a decade. Our experienced team of mortgage experts provides personalized services that are tailored to each client’s unique needs.
Mission.
Our mission at Blount Home Mortgage is to To provide personalized, transparent, and reliable mortgage solutions that empower our clients to achieve their homeownership dreams.
Vision.
Our vision is to To be the leading provider of mortgage solutions that make homeownership attainable for all, by leveraging technology, prioritizing transparency and honesty, and setting the industry standard for mortgage lending.
Have a Project on mind?
We can help you bring your ideas to life. Let’s talk about what we can build and raise together.
Let us together make your homeownership dreams come true
We understand that the mortgage process can be overwhelming, which is why we’re here to help. Our team of experts is available to answer any questions you may have, and we provide personalized services to ensure that you understand every step of the process.
We believe in building long-term relationships with our clients and are committed to helping them achieve their homeownership dreams.
Contact us today to learn more about our mortgage solutions and how we can help you secure the home of your dreams.
Highly Motivated Team with Innovative Ideas
We love what we do and therefore come up with the best possible solutions to help you make your homeownership dreams come true. We are your trusted partners you can count on.
Frequently Asked Questions
The minimum credit score required to qualify for a mortgage varies depending on the type of loan you’re applying for. Generally, a credit score of 620 or higher is required for conventional loans, while FHA loans may be available to borrowers with credit scores as low as 500.
The down payment required to buy a home varies depending on the type of loan you’re applying for and your credit score. Conventional loans typically require a down payment of at least 3%, while FHA loans may require as little as 3.5% down.
The documents required to apply for a mortgage include proof of income, employment verification, bank statements, tax returns, and identification documents.